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This type of figure can only be attained if the loan was rolled over for 26 weeks. And that is not possible. Most pay day loans services are licensed and regulated from the state in which they’re operating. Some States wouldn’t allow a rollover at all, or where they are allowed, a maximum of more than one is not permitted. 
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These statistics resemble generally in most other states. Which means the borrower pays $400 – $500 in loan fees on a $400 loan. This is absurd usury and should be illegal as it is not helping anyone except the lender. It is predatory lending at best that just gets borrowers in deeper debt than before.\”Some will say, that little man should have somewhere to go,\” said state Rep. Eldridge Emory, \”Butif he gets money in this way, he’s just digging a hole deeper and deeper, and he is not going to get out.\”Several states like North Carolina have currently banned this form of predatory lending.
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